P&I vs Interest Only Calculator — A One Accountants
A One Accountants
Loan Calculator

P&I vs Interest Only Calculator

Compare principal & interest versus interest-only repayments over time

Loan Details
Principal & Interest
Monthly Repayment
Total Interest Paid
Total Repaid
Interest Only
Monthly During I/O Period
Monthly After I/O
Total Interest Paid
Total Repaid
P&I vs I/O Comparison
Extra Interest Paid (I/O)
if you choose I/O
Monthly Saving During I/O
cash flow relief
Equity Built by Year 5
P&I only
Balance Over Time
Important Disclaimer: This calculator is for illustrative purposes only. Interest rates and repayments may vary. A One Accountants Pty Ltd accepts no liability for any reliance on this tool.